The impact of financial technology (FinTech) on improving financial performance: The case of commercial banks in Jordan

Fadi Mohammed Alshannag, Marah Mohammad Bani Hani, Bilal Eneizan, Kashif Arif, Hassan N. Rawash

Research output: Contribution to journalArticlepeer-review

Abstract

This study explores the main financial technologies adopted by banks to improve their financial performance. The research sample includes 301 participants from commercial banks listed on the Amman Stock Exchange (ASE). Financial performance is considered the dependent variable, while financial technology (FinTech) is the independent variable. Multiple linear regression analysis will be used to test the hypotheses. The findings indicate that FinTech contributes to higher net income and total deposits. The study suggests that banks should adopt inclusive approaches to promote sustainable development.

Original languageEnglish
Pages (from-to)28-37
Number of pages10
JournalInternational Journal of Advanced and Applied Sciences
Volume12
Issue number3
DOIs
StatePublished - Mar 2025

Keywords

  • Commercial banks
  • Financial performance
  • Financial technology
  • Net income
  • Sustainable development

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